Volume 1, Issue 2 (12-2010)                   jemr 2010, 1(2): 115-144 | Back to browse issues page

XML Persian Abstract Print


Download citation:
BibTeX | RIS | EndNote | Medlars | ProCite | Reference Manager | RefWorks
Send citation to:

Soori A R, Tashkini A, Saadat M R. The Effect of Concentration, Merger, and e-banking activity on Efficiency of Iranian Money Marketing. jemr 2010; 1 (2) :115-144
URL: http://jemr.khu.ac.ir/article-1-61-en.html
1- , amirsoory@yahoo.com
Abstract:   (35065 Views)
The main purpose of this paper is to examine the effect of merger, concentration and credit risk on the efficiency of Iranian Banking industry. To measure the efficiency of Iranian banking system, we have used the data of commercial & specialized bank's balance sheets during 2001-2007, and a parametric approach to estimate two empirical models. To estimate efficiency measures and determining main factors affecting the measures, we have used a Logarithmic - Linear form of a random Translog cost function. The results of the first estimated efficiency model show that the average efficiency measure of banking system in Iran is 54% and that the merger of the more inefficient banks within the efficient bank will cause the average efficiency measure rise to 70% The results of the second model - assessing the effecting factors on efficiency- show that the efficiency of banks has an inverse relationship with the concentration (competition in banking industry), and a direct relationship with the IT index (e-banking activity) and the facilities to assets and capital to assets ratios (as the indices of the credit risk).
Full-Text [PDF 728 kb]   (3186 Downloads)    
Type of Study: بنیادی | Subject: پولی و مالی
Received: 2010/08/17 | Accepted: 2011/06/25 | Published: 2011/03/15

Add your comments about this article : Your username or Email:
CAPTCHA

Send email to the article author


Rights and permissions
Creative Commons License This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

© 2024 CC BY-NC 4.0 | Journal of Economic Modeling Research

Designed & Developed by : Yektaweb