دوره 10، شماره 38 - ( 12-1398 )                   سال10 شماره 38 صفحات 129-152 | برگشت به فهرست نسخه ها

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Shahabadi A, Raghfar H, Solgi N, Moradi A. The Effect of National Competitiveness on Insurance Penetration in Selected Countries. jemr. 2020; 10 (38) :129-152
URL: http://jemr.khu.ac.ir/article-1-1777-fa.html
شاه آبادی ابوالفضل، راغفر حسین، سلگی ندا، مرادی علی. تأثیر رقابت‌پذیری ملی بر ضریب نفوذ بیمه در کشورهای منتخب کارایی محور. فصلنامه تحقیقات مدل سازی اقتصادی. 1398; 10 (38) :129-152

URL: http://jemr.khu.ac.ir/article-1-1777-fa.html


چکیده:   (443 مشاهده)
بیمه به­ عنوان نهاد محوری مقابله با ریسک و همچنین به‌عنوان یکی‌از نهادهای سرمایه‌گذاری سبب افزایش مشارکت اقتصادی، توسعۀ سرمایه ­گذاری و تحریک رشد اقتصادی می­شود. از این­رو، شناسایی عوامل موثر بر توسعه بیمه‌در کشورهای‌درحال‌توسعه ضروری به­ نظر می­رسد. در همین راستا، تحقیق حاضر سعی نمود تأثیر رقابت­ پذیری ملی را بر ضریب نفوذ بیمه در 20 کشور درحال توسعه طی دوره 2017-2007 بررسی نماید. به‌همین‌منظور، مدل‌تحقیق با استفاده از داده­های‌تابلویی‌پویا و به‌روش‌گشتاورهای تعمیم‌یافته در دو حالت برآورد گردیده است. در حالت اول از زیرشاخص ­های رقابت‌پذیری ملی شامل الزامات بنیادین، عوامل فزایندۀ کارایی و عوامل فزایندۀ نوآوری و در حالت دوم، از شاخص‌رقابت­ پذیری کل به ­عنوان متغیر کلیدی در مدل تحقیق استفاده‌شده‌است. نتایج نشان داد تأثیر شاخص‌رقابت ­پذیری کل و زیرشاخص ­های‌آن بر ضریب نفوذ بیمه مثبت و معنادار است. همچنین، تأثیر متغیرهای کنترل شامل درآمد سرانه و نرخ شهرنشینی بر ضریب نفوذ بیمه مثبت و معنادار و تأثیر بار تکفل بر ضریب نفوذ بیمه منفی و معنادار است.
متن کامل [PDF 421 kb]   (83 دریافت)    
نوع مطالعه: كاربردي | موضوع مقاله: پولی و مالی
دریافت: 1398/3/24 | پذیرش: 1398/12/28 | انتشار: 1399/2/4

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